Nothing but faith is needed to be saved, to give God the honor due Him and to accept Him as my God, confessing that He is just, true, and merciful. Such faith sets us free from sin and all evil. If I have thus given God His due, I live the rest of my life for the benefit of my neighbor, to serve and to help him.
Martin Luther, What Luther Says, page 960.
Wayne Knolhoff, Director of the Center for Stewardship at Concordia Seminary, St. Louis, Missouri.