(In the Second Commandment) the Christian steward offers his prayer as a part of his acknowledgement of need. He discovers that he cannot accomplish very much by himself. He is daily reminded of his sin and his failure. He is perplexed in knowing how to be a faithful steward in the service of God. Therefore, he lives in abiding fellowship with God, with constant reference to the One who has called him and appointed him.
Raymond Olson, Stewards Appointed: Ten Studies in Christian Stewardship based on Luther's Small Catechism, page 25.
Wayne Knolhoff, Director of the Center for Stewardship at Concordia Seminary, St. Louis, Missouri.